1.

LEDGER FOLIO CHARGES.

Exisitng

CURRENT & OVERDRAFT ACCOUNTS

• Ledger fee per entry
• Minimum charges per month

25/-

500/-

SAVINGS BANK ACCOUNT

No Charge

BARODA PERSONAL ACCOUNT

No Charge

Note:

30 entries or part thereof to be treated as one ledger page for accounts maintained on Computers.

2.

CHARGES FOR ISSUE OF DUPLICATE OR INTERIM STATEMENT / PASS BOOK

Original Statement / Pass Book

Duplicate OR Interim Statement / Pass Book(per folio)

• For Individual
• Non – Individual

Free

100/-

200/-

Note:

• 30 entries or part thereof to be treated as one ledger page for accounts maintained on Computers.
• Charges to be levied for Statement issued on hard copy or by e-mail.
• Branch Head can allow reduction / waiver for high value customers.

CHARGES FOR ISSUE OF DUPLICATE TDR / ACKNOWLEDGEMENT IN CASE OF LOSS OF TDR

500/-

3.

CHEQUE BOOK CHARGES ( Per Leaf )

CURRENT & OVERDRAFT ACCOUNTS

BARODA PERSONAL ACCOUNT

8.50

8.50

Note: Stamp duty / Govt. revenue to be recovered additionally.

S No.

AREA OF BANK SERVICE

SERVICE CHARGES

4.

CHARGES FOR NOT MAINTAINING MINIMUM BALANCE.

(PREVALENT MINIMUM BALANCE TO BE MAINTAINED AS PER SCHEME)

Exisitng

CURRENT & OVERDRAFT ACCOUNTS

BARODA PERSONAL ACCOUNT

SAVINGS BANK ACCOUNT

500/-

200/-

No Charge

5.

CHARGES FOR STANDING INSTRUCTIONS

 i) At the time of acceptance

• Execution per instance
• Amendment / Stoppage
• Inability to carry SI on account of insufficient balance.

500/-

100/-

500/-

1000/-

6.

CHARGES FOR STOP PAYMENT INSTRUCT-ION (PER INSTRUMENT)

500/-

IN CASE OF LOSS OF COMPLETE CHEQUE BOOK (MAXIMUM CEILING AS BELOW)

CURRENT & OVERDRAFT ACCOUNTS

BARODA PERSONAL ACCOUNT

2500/-

2500/-

7.

CHARGES ON CHEQUE RETURNED UNPAID

• Cheque deposited and Returned Unpaid (Inward Return)
• Cheque (drawn on us returned ) Outward Return
• Financial Reasons
• Technical Reason
• For transfer cheques, charges to be recovered from the drawer of cheque.

500/-

2000/-

200/-

8.

CHARGES INTERNAL TRANSFER – (per entry – without Cheque Book).

200/-

9.

SALARY PROCESSING

100/-

S No.

AREA OF BANK SERVICE

SERVICE CHARGES

Exisitng

10.

PREMATURE CLOSURE OF ACCOUNT (WITHIN 1 YEAR OF OPENING)

CURRENT & OVERDRAFT ACCOUNTS

BARODA PERSONAL ACCOUNT

SAVINGS BANK ACCOUNT

1000/-

500/-

No Charge

NOTE : No charge for premature closure of account on account of death of account holder.

11.

CHANGE OF SIGNATORY INCLUDING RECONSTITUTION OF ACCOUNT (ADDITION DELETION IN JOINT NAME INCLUDING LOCKER)

• For Individual
• Non – Individual

200/- 

500/-

NOTE : No charge for premature closure of account on account of death of account holder.

12.

CHARGES ON ISSUANCE OF BALANCE CERTIFIACTE (AT REQUEST OF CUSTOMER)

• For Individual
• Non – Individual

200/-

500/-

13.

CERTIFICATION OF DOCUMENT (PER DOCUMENT)

500/-

14.

AUDIT CONFIRMATION / REPORT

2000/-

15.

INVESTIGATION / QUERY – PER ITEM / RECORD (CHEQUE, DEPOSIT & WITHDRAWAL)

• Upto -1- year.
• Over -1- year.

250/-

500/-

16.

PROVIDING BANKERS / CREDIT OPINION  REFERANCE LETTER

• For Individual
• Non – Individual

500/-

1000/-

S No.

AREA OF BANK SERVICE

SERVICE CHARGES

Exisitng

b.

Amendments

• For extension of period.
• Other Amendments (per amendment)

0.50% per quarter min. 5000/=

2000/=

c.

Acceptance Commission (on amount of Bill)

0.25%

min.2500/=,

max20000/=

d.

Discrepancy Charges

0.10%

Min. 2,000/=

max20,000/=

e.

Cancellation Commission

2000/-

Note : 

• Charges are to be recovered when an LC is opened or amended. No refund may be allowed whatsoever, whether a credit is cancelled, partly availed or expired wholly unavailed.
• Postage , Courier , Fax, Telex, SWIFT , other out of pocket expenses shall be recovered additionally.

f.

Advising Charges (on LC amount)

• Bank’s Customer
• Non – Customer

2000/-

5000/-

g.

Confirmation Charges (on LC amount)

0.25% per quarter or part thereof Min. 5000/=

Note :  Confirmation charges to be for the period of validity and usance on the amount of LC.

h.

Negotiation / Retirement Charges

(on amount of Bill)

2500/=

Flat.

5.

Devolvement / Crystallisation of Bills

(on amount of Bill)

(Interest on outstanding amount to be recovered separately)

0.25% min 2500/=

Exisitng

1.

Collection of Outstation Cheques

0.25%

min 100/=

max2500/=

Note : 

• Postage , Courier , other out of pocket expenses shall be recovered additionally

2.

Collection of Bills (Clean, Documentary – Demand, Usance)

a.

IBC / FIBC

• Upto Kshs. 100,000/=
• Over Kshs. 100,000/=

500/- flat

0.25%

min 500/=

max15000/=

Note : 

• Postage , Courier , other out of pocket expenses shall be recovered additionally.

b.

OBC / FOBC

• Upto Kshs. 100,000/=
• Over Kshs. 100,000/=

500/- flat

0.25%

min 500/=

max15,000/=

Note : 

• Postage , Courier , other out of pocket expenses shall be recovered additionally

c.

Availisation of Document

0.25% per quarter or part  thereof.

d.

Custody / Holding Charges on Overdue Bill under FIBC

50/- per day.

3.

BILLS PURCHASE / DISCOUNT

 Handling / Collection charges +

Interest as under

0.25%

min 500/=

max15,000/=

• Cheque / Bills (Without LC) (INLAND / FOREIGN) – Base Rate + 3 % p.a.
• Bills under Our Bank’s LC (INLAND) Base Rate – 0.50% p.a.
• Bills under Other Bank’s LC (INLAND) Base Rate + 1% p.a.
• Bills under Bank of Baroda LC (Export) Base Rate p.a.
• Bills under Other Bank’s LC (Export) Base Rate + 1% p.a.

Exisitng

1.

ISSUE OF DD / BANKERS CHEQUE (INLAND)

• Upto Kshs 100,000/=
• Over Kshs 100,000/=

Note:

• No exchange in case disbursement of loan directly to the supplier.
• 50% additional over applicable rates in case of issuance of DD / Bankers Cheque against cash deposit.
• 100% additional charge in case of non-customers. (DD / Bankers Cheque of max Kshs 50,000/= can be issued to non – customers)

250/-

500/-

2.

CANCELLATION OF DD/ BANKERS CHEQUE (per instrument)

250/-

3.

OUTWARD REMITTANCE

a.

RTGS (irrespective of amount)

500/-

b.

EFT (irrespective of amount)

• Through Standing Instruction
• Other

100/-

200/-

c.

SWIFT (irrespective of amount)

1500/-

4.

RAPID FUNDS TO INDIA

a.

Account with Bank of Baroda

• Upto Kshs 50,000/=
• Over Kshs 50,000/

 200/-

500/-

b.

Other Bank through RTGS / NEFT

• Upto Kshs 50,000/=
• Over Kshs 50,000/

500/-

1000/-

c.

Other Bank through SWIFT

1500/-

5.

INWARD  FOREIGN REMITTANCE THROUGH SWIFT

• Customer Account
• Non – Customer

 1500/-

3000/-

6.

INWARD REMITTANCE (INLAND) – NEFT / RTGS

Free

7.

Travellers Cheque

Note: Postage , Courier , other out of pocket expenses shall be recovered additionally

1%

Exisitng

1.

CASH HANDLING (RECEIPT ONLY)

• Customers of Bank – Kshs 1/- million & above per day.

 0.125%

2.

WITHDRAWAL FORM

• Cheque Book not issued.
• Cheque Book issued. (max. withdrawal allowed Kshs. 100,000/=)

Free

200/-

3.

CASH WITHDRAWAL (INTER – SOL ONLY)

a.

CUSTOMER / AUTHORISED AGENT (AS PER BANK’S RECORD)

• Upto Kshs 1/- million per day
• Above Kshs 1/- million per day

Free

0.05%

max.2500/=

b.

THIRD PARTY

Note : –

• Kshs 250/= per cheque will be deducted from     proceeds.
• Max. withdrawal restricted to Kshs. 100,000/=
• No cutting / overwriting on cheque.
• Copy of Identity proof along with original must be produced.

250/=

4.

POSTAGE

Inland

Overseas

Courier (International)

100/-

500/-

4000/-

5.

SWIFT CHARGES (FOR LC & OTHERS EXCEPT REMITTANCE) – PER MESSAGE

1500/-

1.

RENT ON LOCKERS

Exisitng

CATEGORY OF LOCKER

RENT PER ANNUM

A

2500/-

B

2800/-

C

3100/-

D

3400/-

E

3700/-

F

4000/-

G

4500/-

H

5000/-

NOTE :

• Refundable Security Deposit as per policy.
• Security Deposit to be refunded at time of surrender.
• Security deposit to be kept as FDR without receipt carrying applicable rate of interest as per period of deposit.

2.

CHARGES FOR RENT IN ARREARS

25% of rent in arrears (Subject to max. of -4- years )

3.

CHARGES ON LOSS OF KEYS / BREAKAGE OF LOCKER.

Note : 

• Charges levied by Locker Company to be borne by Locker Holder additionally.

5000/-

Exisitng

1.

REGISTRATION

FREE

2.

INTERNAL TRANSFER

FREE

3.

TRANSFER TO 3^RD PARTY WITHIN BANK

FREE

4.

STATEMENT GENERATION THROUGH NET BANKING

FREE

1.

ENTRY / LEDGER FOLIO CHARGES

Free

2.

CHARGES FOR ISSUE OF DUPLICATE / INTERIM STATEMENT / PASS BOOK

Original Statement / Pass Book

Duplicate Statement / Pass Book

• For Individual
• Non – Individual

Free

5/-

10/-

3.

CHARGES ON CHEQUE RETURNED UNPAID

• Cheque deposited and Returned Unpaid (Inward Return)
• Cheque (drawn on us returned ) Outward Return
• Financial Reasons
• Technical Reason

5/-

25/-

10/-

4.

STOP PAYMENT CHARGES (PER INSTRUMENT)

5/-

5.

CHARGES FOR NOT MAINTAINING MINIMUM BALANCE.

NIL

6.

PREMATURE CLOSURE OF ACCOUNT (WITHIN 1 YEAR OF OPENING)

• For Individual
• Non – Individual

15/-

25/-

7.

ISSUE OF DD / MT / BANKERS CHEQUE

• Upto 1000/-
• Over 1000/-

10/-

25/-

8.

CHARGES FOR STANDING INSTRUCTIONS

• At the time of acceptance
• Execution per instance
• Amendment / Stoppage
• Inability to carry SI on account of insufficient balance.

10/-

Free

10/-

25/-

S.No.

AREA OF BANK SERVICE

SERVICE CHARGES

9.

CASH HANDLING (DEPOSIT ONLY)

• Upto 2000/-
• Over 2000/- upto 10000/-
• Over 10000/- upto 15000/-
• Over 15000/- upto 20000/-
• Over 20000/-

NIL

0.125%

0.250%

0.50%

1/-%