A loan on top of your loan!

Enjoy additional benefits on your home loan

  • Eligibility
  • Loan Amount
  • Repayment
  • Terms & Conditions

Baroda Additional Assured Advance : Eligibility

  • All existing housing loan customers of the bank.
  • Age of borrower plus tenure of the B-AAA should not exceed 70 years
  • A margin of 25% of residual Value of Housing propertyafter deducting 150% of outstanding loan amount of existing Home Loan account.

Baroda Additional Assured Advance : Loan Amount

Minimum Kshs. 1,000,000/- & maximum Kshs.25,000,000 maximum amount is restricted to 80% of the principal amount repaid.

  • Base Rate+ Applicable Risk Premium.

Baroda Additional Assured Advance : Repayment

  • By Equated Monthly Installments (EMIs).
  • Up to maximum -84- EMIs (should not exceed the maturity date of the existing home Loan account

Baroda Additional Assured Advance : Terms & Conditions

  • The B-AAA facility is also available for the Home Loan accounts transferred from other financial institutions.
  • For security, the extension of existing legal charge of the house already created is required.
  • This facility can be availed as many as 3 times during the entire tenure of home Loan, subject to full settlement of previous B-AAA.
  • Third party viz: Valuation fees, legal costs & property Insurance cost etc. are to be borne by the borrower.
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