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Building your dream is now easier

Explore Bank of Baroda’s home loans

Baroda Home Loans

Owning of house being one of the dreams of family and deciding to buy your own home, construct, takeover from other banks is one of the most important decisions you will ever make; choosing the mortgage loan is critical. Bank of Baroda (Kenya) Ltd makes the decision easy with the Home Solution with finance up to 80% of the cost of house you wish to own.

Benefits
Key Features
Eligibility
Terms & Conditions

Baroda Home Loans : Benefits

Loan processing fee will be refunded on availment.
No facility renewal fee, No minimum income requirements, penalty for early repayment.
Joint borrowing with close family members is allowed.
Base Rate+ Applicable Risk Premium.
Protection of credit life insurance, which can also be financed

Baroda Home Loans : Key Features

Maximum loan amount of Kes. 100 million or USD 1 Million.
Maximum loan tenor is 20 years
Embedded credit life protection insurance in the loan repayments
Simple one step application form and process for applying and hassle free approval.
Base Rate+ Applicable Risk Premium.

Baroda Home Loans : Eligibility

Here are some basic requirements you need to fulfill:

Regular income
Minimum age of 21 years
Valid identification

Baroda Home Loans : Terms & Conditions

Other third party cost:

Valuation fees.
Legal Costs.
Property insurance cost.

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